Saving for a House Deposit

For most of us, the most expensive thing that we ever purchase will be a property, and the prospect of saving for that all-important deposit can be rather daunting. However, the key to saving for that lump sum is simply good financial preparation and making a few changes to your outgoings which should reap big... View...

Capital Gains Tax changes coming into force

From the start of the new tax year (April 6th) Landlords will only be able to claim lettings relief if they share the property with their Tenant. Currently if you sell a residential property which used to be your private residence (and have subsequently rented it out), it is possible to deduct lettings relief up to a value of £40,000 from any capital gain.... View...

Property Prices Rise at Fastest Rate on Record

Rightmove has reported property price increases from December 19 to January 20 of 2.3%; representing the largest-ever increase in prices over a 4-week period since it began its asking price index almost two decades ago. With the property market starting the year in such good health, 2020 is poised to be a strong year all... View...

Explained – Help to Buy ISA

On Wednesday 18th March, Chancellor of the Exchequer George Osborne delivered to the UK his last Budget of the Parliament and introduced the new Help to Buy ISA Scheme. The scheme will be available in Autumn 2015 through banks and building societies to all first time buyers over the age of 16 who wish to... View...

Changes to Stamp Duty

Though widely covered in the press it is important that David James reiterate the impact the Governments changes to Stamp Duty Land Tax may have on your custom with us. For those who are unaware of what SDLT is, it is a taxable deduction which occurs when you buy or in some cases, lease a... View...

Moving Home in Winter

The nights suddenly draw in quicker and before you know it, you’re on the way home from work in total darkness wondering where the daylight went. This darkness is what makes homes easy targets for burglars – especially if your property isn’t all too well protected. Thankfully, Rightmove have provided this handy guide on ways... View...

Moving with Pets

Relocation is often said to be one of the most stress inducing life events we commonly have to undertake but with a good helping hand and a little methodical thinking, proceedings can be greatly relieved. Here at David James, we thought we’d take the time to think of the furry friends which may be accompanying... View...

Buying Your First Home – Offering and Buying

You have found the ideal property on Rightmove. It is in your price range and has everything you are looking for – but what happens next? Before you begin to enquire about the property, it is very important you clarify what your current position is. Buyers with a mortgage-in-principle, first time buyers and cash buyers... View...