Specialist Tenants Contents Insurance

Accidents happen and unforeseen problems are a constant risk and could mean losing your deposit. Our insurance partner’s specialist Tenant Contents insurance gives you peace of mind by protecting your valued possessions and protecting you against any accidental damage to your landlord’s property.

What is covered:

  • Nil Excess option
  • Contents Sum Insured from £10,000 up to £50,000
  • Tenants Liability to the Landlord up to £5,000
  • Entertainment Downloads up to £2,000
  • Replacement Keys and Locks up to £500
  • Pedal cycle cover available up to £1,000 per cycle
  • Money up to £250 and Credit Card cover up to £500
  • Mobile Phones up to £400
  • Public Liability up to £2 million
  • Accidental Damage to Hi-Fi, TV, PC, Fixed Glass, Furniture, Mirrors etc.
  • High-risk items cover option up to £7,500 per article
  • Alternative Accommodation
  • Deep Freezer Contents
  • Storm, Flood, Escape of Water or Oil

Specialist Tenant Liability Insurance

Accidents happen but you can be protected against paying for any damage to your landlord’s property, fixtures, fittings and furniture. You’ll also be covered against time-consuming deposit disputes. For just £5.28 including Insurance Premium Tax per month payable by direct debit, Tenant Liability Insurance provides peace of mind. Remember, many tenancy agreements state that a tenant should insure themselves against damage before commencing the tenancy.

What is covered:

  • Nil excess
  • Accidental damage to the landlord’s household goods
  • Accidental damage to the landlord’s non-permanent fixtures and fittings (like carpets and curtains)
  • £5,000 cover level
  • Policy runs for 12 months
  • Policy underwritten by UK General Insurance Ltd